Individual Savings Accounts Ltd

The Low Cost Portfolio

2019 saw the introduction of annual cost and charges information being sent to all investors.

Whilst the majority of investors knew how much they were paying their intermediary and platform, many were unaware of the fees taken by the actual fund managers.

Click a fund name for detailed fund information.

Fidelity Index Emerging Markets P

Discount
N/A
Final Charge
0%
Launch Date
March 2014
Fund Type
Acc

The fund is indexed to the MSCI Emerging Markets Index which captures large and mid-cap representation across emerging Market countries.

Discrete Annual Performance (to 30/06/2019)

2019
5.1%
2018
6.1%
2017
28.8%
2016
2.4%
2015
1.5%

Fidelity Index UK P

Discount
N/A
Final Charge
0%
Launch Date
January 1996
Fund Type
Acc

This fund aims to achieve long term capital growth by closely matching the performance of the FTSE All-Share Index. The fund will hold the larger company shares that represent the benchmark index and hold a selection of smaller capitalised company shares to align the fund as closely as possible to the benchmark index.

Discrete Annual Performance (to 30/06/2019)

2019
0.1%
2018
8.6%
2017
21.3%
2016
(-0.7%)
2015
3.1%

Fidelity Index World P

Discount
N/A
Final Charge
0%
Launch Date
December 2012
Fund Type
Acc

The fund is managed to track the performance of the MSCI World Index. While the fund is designed to replicate the characteristics of the index, it may not necessarily hold all the company shares that make up the index, or hold shares in exactly the same weightings as the index. The costs that the fund incurs mean that its returns may not match the combined performance of the shares included in the index.

Discrete Annual Performance (to 30/06/2019)

2019
10.1%
2018
9.5%
2017
24.3%
2016
11.9%
2015
10.6%

HSBC Japan Index C

Discount
N/A
Final Charge
0%
Launch Date
January 1989
Fund Type
Acc

The Fund’s investment objective is to provide long term capital growth by matching the capital performance of the FTSE Japan Index by investing in companies that make up the index. Japan shares are currently trading on valuation levels lower than those in the United States.

Discrete Annual Performance (to 30/06/2019)

2019
(-1.9%)
2018
9.2%
2017
25.2%
2016
6.1%
2015
18.3%

Legal & General Pacific Index I

Discount
N/A
Final Charge
0%
Launch Date
February 1997
Fund Type
Acc

The objective of this fund is to provide growth by tracking the performance of the FTSE World Asia Pacific ex Japan Index.

Discrete Annual Performance (to 30/06/2019)

2019
6.7%
2018
5.1%
2017
28.7%
2016
9.5%
2015
0.4%

Vanguard FTSE UK Equity Income Index

Discount
N/A
Final Charge
0%
Launch Date
June 2009
Fund Type
Acc

The Fund seeks to track the FTSE U.K. Equity Income Index. The Fund employs an indexing investment strategy designed to achieve a result consistent with the replication of the index by investing in all, or a representative sample of, the securities that make up the index, holding each stock in approximate proportion to its weighting in the index.

Discrete Annual Performance (to 30/06/2019)

2019
(-2.5%)
2018
6.2%
2017
14.5%
2016
(-1.2%)
2015
3.3%

In order to invest online into this portfolio or any of the funds described simply click on “Invest Now” above, or if you wish to invest via an application form these can be downloaded from our Downloads page.

NO INITIAL CHARGES on our recommendations.

A client investing a lump sum in the Star Managers’ Portfolio, via ISA Ltd, will pay no initial charge. Information correct as at 30th June 2019.

We can also offer no initial charge on over 1000 funds. Please see our Discounts page for a full list of funds available at no initial charge. Contact us by email or telephone if you need help finding a fund.

By investing in concentrated holding investors lose the opportunity for risk reduction which a diversified spread traditionally confers. Anyone who follows a narrow approach therefore is likely to be motivated primarily by a sense of adventure rather than the orthodox one of portfolio discipline.

Where funds have less than a five year record, the periods quoted are those in respect of complete calendar years only. All statistics are quoted ‘bid to bid’, or its OEIC equivalent (with net dividends reinvested) to 30th June 2019. Past performance is not necessarily a guide to future performance and may not be repeated. The value of an investment, and any income from it, can fall as well as rise as a result of market and currency fluctuations and you may not get back the original amount invested. Some of the funds listed above invest in emerging markets or Pacific Rim economies. These investments are more volatile and as such they expose the investor to greater risks than mature markets such as the UK. These risks include currency movements and exchange control restrictions, as well as political and economic instability in the countries concerned. In addition, under certain circumstances investors may suffer if the underlying investments become illiquid, or experience other problems due to the underdeveloped nature of the securities markets in some emerging countries.