Individual Savings Accounts Limited

Aegon Fast Login Funds Network Fast Login
Telephone: 01509 670918      email:

Our Current Recommendations

We are conscious of the time constraints on our clients, and give ongoing thought to improving our information, communication and administrative systems. When we launched our service over 25 years ago we were Britain’s only “PEP specialist” discount broker. Inevitably many others now offer similar discounts, but few have been able to match our simple approach to providing the right depth of information which we believe is needed to construct a diversified portfolio. Where time is of the essence we understand that not everyone wants to spend unlimited time to research funds, so our approach has been designed to enable you to identify the fund(s) for your ISA from the recommended portfolios, select the Key Investor Information Documents, and then move directly to the Invest Now page.

Click on your preferred portfolio to see fund recommendations.

For those who want a little more information, or to make their own selection from the ever increasing range of funds available, check the Discounts page or Research page.

The Equity Income Portfolio

Regular Dividends

One of the benefits of income investing is that dividends are not necessarily subject to market sentiment.

Lower Volatility

So dividend paying companies have the potential to generate long-term performance with lower volatility.

Your ISA Allowance

This portfolio is, in our view, appropriate to an investor wishing to allocate their ISA allowance.


Investors transferring existing holdings may wish to include some additional funds (see our Recommendations brochure).

The Growth Portfolio

Investing for Growth

For investors not in need of an immediate income we recommend an internationally diversified selection of unit trusts/OEICs.


To obtain a truly international spread, investors should invest in different geographical markets.

Emerging Markets

We would caution that emerging market funds are traditionally more volatile than established markets, but we believe that volatility is a price worth paying.

The Star Managers' Portfolio

Star Performers

Some people are more successful than others. So why not invest with fund managers whose long-term performance is better than most?

Some Limitations

However - such managers usually have more concentrated portfolios, so investors lose the opportunity for risk reduction conferred by a diversified spread.

Sense of Adventure

Anyone who follows a narrow approach, therefore, is likely to be motivated primarily by a sense of adventure rather than portfolio discipline.

See Publications for articles and market comments. Contact us if you have any comments or require further information.

Telephone: 01509 670918      email:

See Promoter's Notice. View Key Features and Important Information for Investors.
Past performance is not necessarily a guide to the future. The value of investments and the income from them can fall as well as rise as a result of market and currency fluctuations and you may not get back the amount originally invested. All products purchased through Individual Savings Accounts Ltd should be regarded as medium to long-term investments. Individual Savings Accounts Ltd offers an execution-only service. If you require investment advice you should contact an expert adviser. Tax assumptions are subject to statutory change and the value of tax relief (if any) will depend upon your individual circumstances.
The information on this site is intended solely for the use of those people who are United Kingdom residents for tax and investment purposes. It is not for distribution in any other jurisdiction, including the United States of America. Anyone who is not a UK resident should not continue with this site unless wishing to read about personal finances available to UK residents for informational purposes only.
© 2019 Individual Savings Accounts Ltd | All Rights Reserved | Privacy Notice